For aggregators
Operate a licensed program and manage the merchants under it.
Apply as an aggregator Preview route remains non-authoritative.Payments infrastructure for Africa
Payments for merchants, run through licensed aggregators.
Each aggregator runs its own payment program, and merchants accept payments under it. This is a preview before live licensing.
- Reference market
- Zambia
- Access modes
- Sandbox + approved live
- Platform model
- Licensed aggregators bring their own rail agreements and credentials. PAP supplies isolated payment operations infrastructure.
Current status: Payment and Mobile POS capabilities shown here are product previews. Availability will depend on country licensing, rail certification, and merchant or aggregator approval.
Choose your path
Start with the work you need to do.
Each path explains its authority boundary before PAP asks you to authenticate or apply for access.
For merchants
Work under your aggregator to run stores, teams, and payments.
Apply as a merchant Preview route remains non-authoritative.For developers
Build against versioned contracts, sandbox applications, and integration logs.
Start developer access Preview route remains non-authoritative.For returning users
Sign in, then choose only from roles and organizations PAP verifies for you.
Sign in to PAP Preview route remains non-authoritative.Operational foundation
Built for exact payment authority.
01
One state vocabulary
Customer action, pending, authorization, capture, decline, ambiguity, reversal, and recovery stay distinct.
02
Country-ready by design
Every live claim waits for country, rail, provider, licensing, operational, and safety approval.
03
Operational from the start
Merchant, aggregator, developer, and Mobile POS previews share one restrained system.